Kane County Harassment Lawyer

You are protected by the FDCPA

Are you afraid to answer the phone because it might be a creditor calling? If you are in debt and you are unable to make payments, creditors are probably calling you, sending you letters, and trying to get you to pay. Relentless phone calls from creditors can be extremely stressful. If you are receiving constant phone calls from creditors, there is a way to make them stop. There are laws in place that protect you from creditor harassment.

The Fair Debt Collection Practices Act, a federal law, was established to provide consumers with legal protection from abusive debt collection practices. This Act set forth guidelines that debt collectors must follow. It also defines the rights of consumers who debts are being collected from and identifies penalties and remedies if a violation occurs. At our firm, we are prepared to help you take action, and our goal is to help you seek compensation if you have been a victim of creditor harassment. If you are being harassed by creditors, Kane County bankruptcy attorney Joseph P. Doyle can help.

What is Creditor Harassment?

Creditor harassment is defined by incessant calling, threats, abusive language and lies. If you are a victim of any of these actions, you are being victimized, and your consumer rights have been violated. It is advisable to document this harassment by writing down what has been said, saving voicemails and taking down the name of the person calling you so that legal action can be taken for you. If creditors are violating the Fair Debt Collection Practices Act, they stand to face severe penalties and legal ramifications.

While there are laws in place that will protect you from creditor harassment, a permanent way to end the stress of too much debt is by filing for bankruptcy. Once you file for bankruptcy, creditors are required, by law, to stop contacting you. If you are being harassed, protect your rights by having a law firm that is experienced in creditor harassment and bankruptcy behind you.

Learn your rights and find out how you can stop creditor harassment. Contact us today. We are standing by and ready to assist you.