Kane County Bankruptcy Attorney

Filing for bankruptcy? Joseph P. Doyle can help.

Are you struggling with financial difficulties, with bills you can't pay? Are your wages being garnished or you are threatened with the repossession of your vehicle or foreclosure on your home? These are serious problems, and you deserve to get help you can trust. At our firm, we are committed to assisting people in serious financial trouble to get their lives back on track.

Our firm can help you file Chapter 7 or Chapter 13, or find a solution that will work as an alternative. We operate differently than many bankruptcy law firms, in that our practice is focused on assisting each individual personally, rather than applying the same solution for every case. We make it easy for you to get the help you need, beginning with a free online bankruptcy evaluation.

You deserve to be treated with respect and kindness, and to be served by a Kane County bankruptcy lawyer that is focused on getting your difficulties resolved.

Chapter 7 and Chapter 13 Bankruptcy in Kane County

If you absolutely cannot pay your bills, it is likely that you are a candidate to file Chapter 7. This is the form of bankruptcy in which much of your unsecured consumer debt will be discharged. If you have massive credit card bills, medical bills, personal loans, overdue utilities, and you have creditors hounding you day and night, it is time to discuss filing for Chapter 7 and getting the problems resolved, thoroughly and completely.

The process takes about three to five months and when complete these debts are discharged, and will never be a problem for you again. If you don't qualify for Chapter 7 as your income is too high Chapter 13 bankruptcy could resolve your problems, allowing you a 3-5 year repayment period to get your overdue debts resolved including late mortgage payments. If you are facing a foreclosure connect with our firm immediately. The faster we get involved the better in these cases.

Alternatives to Bankruptcy

If you don't want to file for bankruptcy, but have serious debt problems, there are various actions we could take to get the situation under control. When we represent a person in a debt-related matter, we work directly with the lender, whether a bank, credit union, credit card company or other lender, to work out new terms, forbearance for your loan, or a settlement offer. We are extremely familiar with working with lenders to get our clients better terms and help them avoid lawsuits, judgments, liens and similar financial problems. Once our firm is representing you the lender can no longer contact you and all dealings must pass through us, under law.

This can be a great advantage to you, as you are then free from the endless threats, calls and letters while we do the work for you. We understand exactly how lenders and collection agencies operate and the amount that these firms we actually accept in a settlement. Negotiating it on your own is not likely to get you the massive advantages that we could achieve in paying off debts at a much reduced rate. If you are searching for an alternative to bankruptcy we invite you to meet with us so we can advise you about the strategy we would employ to get your debts under control.

Personal Service for Your Financial Troubles

We focus on providing our clients with one-on-one personal service. You are not just a case file or number when you work with us. Our entire staff is dedicated to serving the communities in Kane County with top quality legal counsel at rates that are affordable, to help our friends and neighbors in the area to get their financial lives under control. You can get a fresh start through filing for bankruptcy and we are ready to help you immediately.

Contact us now to learn more about filing for bankruptcy.